Vynkify Terms & Conditions

Last Updated: 1st Feb 2026

Welcome to Vynkify. These Terms & Conditions (“Terms”) govern your access to and use of the Vynkify mobile application and related services (“Services”).

By creating an account or using Vynkify, you agree to be bound by these Terms. If you do not agree, please do not use the Services.

1. Eligibility

Vynkify is available only to users aged 13 years and above.

By using the Services, you represent and warrant that you meet this age requirement. We do not knowingly allow use by individuals under 13.

2. Account Registration

To use Vynkify, you must create an account using:

• Email and password, or

• Third-party authentication (Google, Apple, or Facebook)

You are responsible for:

• Maintaining the confidentiality of your login credentials

• All activities that occur under your account

• Providing accurate and up-to-date information

3. Use of the Services

Vynkify allows you to:

• Create and manage tasks, habits, and goals

• Track expenses and financial activity

• Collaborate with others in shared Vynks (groups)

You agree to use the Services only for lawful purposes and in accordance with these Terms.

4. User Content

4.1 Ownership

You retain ownership of the content you create, upload, or enter into Vynkify, including tasks, habits, notes, and financial data (“User Content”).

4.2 License to Vynkify

By using the Services, you grant Vynkify a limited, non-exclusive, royalty-free license to store, process, and display your User Content solely to operate and improve the Services.

4.3 Responsibility

You are solely responsible for your User Content and any consequences arising from sharing it within Vynks or with other users.

5. Group (Vynk) Features

When you join or create a Vynk (group):

• Certain information (tasks, habits, expenses) may be visible to other group members

• You are responsible for the content you share within the group

• Vynkify is not responsible for disputes between group members

6. Financial Features Disclaimer

Vynkify provides tools for tracking expenses and settlements for informational and organizational purposes only.

Vynkify:

• Does not provide financial, legal, or tax advice

• Does not process payments or store bank/card details

• Is not responsible for financial decisions made based on the app’s data

You are solely responsible for verifying financial information and settling payments independently.

7. Prohibited Activities

You agree not to:

• Use the Services for illegal or fraudulent purposes

• Attempt to access accounts or data that do not belong to you

• Interfere with or disrupt the Services or servers

• Upload harmful, abusive, or malicious content

• Reverse engineer or attempt to exploit the Services

8. Account Suspension or Termination

We may suspend or terminate your account if you:

• Violate these Terms

• Misuse the Services

• Engage in unlawful activity

We may also terminate accounts to comply with legal requirements.

9. Account Deletion

You may delete your account at any time using the in-app account deletion feature.

Upon deletion:

• Your account is immediately deactivated

• You lose access to all Services

• Your data is permanently deleted within 30 days

Deleting your Vynkify account does not delete your accounts with Apple, Google, or Facebook.

10. Intellectual Property

All Vynkify trademarks, logos, designs, and software are the property of Vynkify or its licensors.

You may not copy, modify, distribute, or create derivative works without written permission.

11. Third-Party Services

Vynkify may integrate with third-party services. We are not responsible for the availability, content, or practices of those services.

Your use of third-party services is governed by their respective terms and policies.

12. Disclaimer of Warranties

Vynkify is provided on an “as is” and “as available” basis.

We make no warranties regarding:

• Accuracy or reliability of content

• Availability or uninterrupted access

• Suitability for your specific needs

13. Limitation of Liability

To the maximum extent permitted by law, Vynkify shall not be liable for:

• Indirect, incidental, or consequential damages

• Loss of data, profits, or business opportunities

• Disputes between users

Your use of the Services is at your own risk.

14. Changes to These Terms

We may update these Terms from time to time. Changes will be effective upon posting the updated Terms within the app or on our website.

Your continued use of the Services constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India, without regard to conflict of law principles.

16. Contact Us

If you have questions about these Terms, please contact us:

📧 Email: support@vynkify.com
🌐 Website: https://vynkify.com